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Ag and Farm Land FAQs     

Frequently Asked Questions

What counts as "Agricultural Land"? We focus on land whose highest and best use is agriculture. This includes cultivated fields, pastures, orchards, and land with supporting infrastructure like barns or irrigation.

Can I get a loan if I am an investor and not the primary farmer? Yes. Unlike many government-backed programs, our AgScorecard program is available to landlords and investors, not just owner-operators.

Are there restrictions on how I use the loan funds? Loan funds must be used specifically for the purchase or refinance of agricultural real estate. Cash-out is generally limited to reasonable and customary closing costs.

What are the origination fees for these loans? For loans greater than $500,000, we charge a 1% origination fee. For loans under $500,000, the fee is 1.5%.