Stop Foreclosure: Protect Your Equity and Your Future

Facing a Foreclosure Notice? You Still Have Options.

Receiving a notice of default or a foreclosure date is one of the most stressful experiences a homeowner can face. But it is important to remember: A notice is not an eviction. You still have rights, and more importantly, you still have options to save your equity.

At LoanHouse, we specialize in "Rescue Financing" and Equity-Based Solutions. We work with homeowners and investors who have been turned away by traditional banks to find a path forward that stops the clock and protects what you’ve built.

How We Can Help You Stop the Process

When you are in the foreclosure process, traditional banks won't touch your loan. We are different. We look at the equity in your home, not your current credit status or payment history.

• Foreclosure Bailout Loans: We provide short-term bridge financing to pay off your delinquent mortgage in full, stopping the foreclosure immediately.

• Cash-Out Equity Loans: If you have significant equity, we can help you pull cash out to bring your payments current or pay off other debts that are causing financial strain.

• Bridge to Sell: If you want to sell the home but need time to list it for its full value (rather than a fire-sale price at auction), our bridge loans give you the 6–12 months you need to sell on your terms.

• Hard Money Solutions: Because we use private capital, we can fund "rescue" deals in as little as 7 to 10 days, often just in time to stop an auction.

The LoanHouse Rescue Process

1. Rapid Equity Review: We immediately calculate your "Equity Position." If you have 30–40% equity in your home, we can likely help, regardless of your credit score.

2. Immediate Payoff Quote: We work to get a payoff letter from your current lender to see exactly what is needed to stop the sale.

3. Fast Funding: We bypass the red tape. While a bank takes months, we move in days to ensure the courthouse steps never become an issue.

4. Exit Strategy: We don't just stop the foreclosure; we help you plan for the future—whether that’s refinancing into a traditional loan later or selling the property for a profit.

Why Speed is Your Only Strategy

In foreclosure, time is your greatest enemy. The longer you wait, the more "legal fees" and "late interest" your current bank adds to your balance, eating away at your equity.

Frequently Asked Questions

Is it too late if I already have an auction date?

Not necessarily. As long as the sale hasn't been finalized, there is often time to stop it. However, you must contact us immediately so we can coordinate with the legal trustees.

Do I need a high credit score?

No. Foreclosure rescue is an Asset-Based loan. We are looking at the value of the house and the amount of equity you have. Your credit score is not the deciding factor.

What if I am in bankruptcy?

We can often work with borrowers in Chapter 13 or Chapter 7 bankruptcy, provided we have court approval (which our team can help facilitate).

Take Control of the Situation Today.

Don't let the bank take the equity you’ve worked years to build. Talk to a specialist at LoanHouse who understands the foreclosure process and has the private capital to stop it.

There are countless hardships that can turn home ownership from a joy into a burden. The loss of a job, medical bills, or an unexpected hike in monthly payments can all make a mortgage unaffordable. But ignoring the bills will not make them go away, it will only make things worse.

If you need help, there are several approaches that can help, but you may not be familiar with them. One of these is a “short sale.”

In an approved short sale, the lender agrees to accept less than is owed for the property, and the homeowner is relieved of the debt. A lender may be willing to do this because it spares a lot of hassle and expense involved in executing a foreclosure. And typically, a short sale does far less damage to the homeowner’s credit than a foreclosure does.

If you would like to explore the possibility of a short sale for your property, avoid foreclosure, and potentially save your credit rating, please complete the form below or give us a call today at 863-288-0404.