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Foreign National Loan     

Foreign National Loans: Invest in the U.S. Market with Ease

Global Wealth. American Real Estate. Simple Financing.

Looking to diversify your portfolio with U.S. real estate? Whether you are looking for a vacation home in Florida or a high-yield rental property in a growing American city, LoanHouse makes international investing seamless.

Our Foreign National Loan Program is designed specifically for non-residents. We bypass the need for U.S. credit scores and Social Security Numbers, focusing instead on the strength of your investment.

No U.S. Credit? No Problem.

Traditional U.S. banks often require years of domestic credit history. We don’t. We specialize in "Asset-Based" and "DSCR" lending for global clients, allowing you to secure a mortgage based on the property’s value and income potential.

  • No SSN or ITIN* Required: You don’t need a U.S. tax ID to start the process.

  • No U.S. Credit History Needed: We can use international credit reports or alternative verification methods.

  • LLC Financing: We can help you close in a U.S.-based LLC for added privacy and tax benefits.

  • Flexible Residency: Available for citizens of most countries worldwide.

Program Highlights

Feature Details
Loan Purpose Purchase or Cash-Out Refinance
Property Types Condos, Townhomes, 1-4 Unit Residential
Max Loan-to-Value (LTV) Up to 70–75% (25-30% down payment)
Income Verification Based on property cash flow (DSCR) or international liquid assets
Reserves 6–12 months of mortgage payments held in a U.S. bank
Closing Location Can often be done via a U.S. Embassy or Remote Online Notary

 

A Streamlined Process for International Buyers

We’ve removed the typical roadblocks to help you close your U.S. deal from anywhere in the world.

  1. Select Your Property: Find your investment or vacation home.

  2. Property Evaluation: We analyze the property's value and its rental income potential.

  3. Global Documentation: Provide a valid passport and proof of funds for the down payment.

  4. Remote Closing: You don't even have to be in the U.S. to sign—we facilitate digital and embassy-based closings.

Start Your U.S. Investment Journey Today.

The American real estate market is one of the most stable and profitable in the world. Don't let borders stop you from building wealth.

Foreign National U.S. Mortgages | No U.S. Credit Required | Loanhse.com

 

*programs are subject to change